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2020 Kia Optima Financing near Floresville, TX

2020 Kia Optima Financing near Floresville, TX

2020 Kia Optima (left) shown with available features.

2020 Kia Optima Touchscreen Display

Functional, comfortable, and full of excitement, the 2020 Kia Optima is ready to reinvigorate your commutes with its expert craftsmanship and speedy engine options. Pay us a visit at World Car Kia South to see what it’s all about. After your test drive, swing by our Finance Department to discuss financing this beauty. We’re located at 7915 S. Interstate 35 Access Road in San Antonio, TX.

Financing Tools

Before we get into all of the bells and whistles of the 2020 Optima, we’d like to quickly go over how easy it will be to be the proud owner of this sedan. If this isn’t your first time financing, then you’ll know you must provide us with a down payment and we will concoct a monthly rate you’re comfortable with. If you can’t make it to our office right away, you can get a head start on the process by utilizing the tools under our Finance tab. You can first get approved for a loan in seconds by clicking on the Get Pre-Approved link. Then, you can make use of our Payment Calculator to determine your buying power and what your installments could look like.

Interior

Now that you know how easy it is to attain the 2020 Kia Optima, it’s time to see what will be available to you. Turn this sedan into your home away from home when you’re commuting down Standish Street by cozying up in the optional 12-way power-adjustable driver’s seat with 4-way lumbar support. Your copilot won’t miss out as they can upgrade to the available 8-way power passenger’s seat. An 8-inch touchscreen display1 comes standard, where you can access smartphone-capable functions and flip through radio stations. You won’t even need to take your eyes off of the road since the steering wheel has mounted controls for easy access. When the hot summers roll around, you won’t need to feel uncomfortable as you cruise, because the Kia Optima offers available ventilated front seats so you can cool off in no time.

How Efficient is the 2020 Optima?

Whether you desire smoothness, efficiency, or an adrenaline rush, you’ll get to pick your preferred stipulations with the Optima. The standard 2.4L inline 4-cylinder system will keep things calm and pristine with 185 horsepower and 178 lb.-ft. of torque. If you want to avoid the gas station as much as possible, you’ll appreciate that this model offers the optional 1.6L turbocharged 4-cylinder powertrain, which keeps you going with 178 horsepower, 195 lb.-ft. of torque, and an estimated 27/37/31 MPG city/hwy/combined2 fuel economy rating. Lastly, to feed your inner speed demon, we recommend the optional 2.0L turbocharged 4-cylinder engine that cranks out a relentless 245 horsepower and 260 lb.-ft. of torque.

Not convinced yet? Head on over to World Car Kia South to learn all about our 2020 Kia Optima financing near Floresville, TX, to experience this sedan in full swing!


Contact Information


2020 Kia Optima Dashboard

Crash-Test Ratings

2020 Kia Optima 4 DR FWD

Overall
Full StarFull StarFull StarFull StarFull Star
Front Crash Overall
Full StarFull StarFull StarFull StarFull Star
Front Crash Driver
Full StarFull StarFull StarFull StarFull Star
Front Crash Passenger
Full StarFull StarFull StarFull StarEmpty Star
Side Crash Overall
Full StarFull StarFull StarFull StarFull Star
Side Barrier Overall
N/A
Side Barrier Driver
Full StarFull StarFull StarFull StarFull Star
Side Barrier Passenger
Full StarFull StarFull StarFull StarFull Star
Side Pole Driver
Full StarFull StarFull StarFull StarFull Star
Side Combined Front
N/A
Side Combined Rear
Full StarFull StarFull StarFull StarFull Star
Rollover
Full StarFull StarFull StarFull StarFull Star

Green Score

EPA Green Score ( ?
EPA and California-required standards. The names refer to tables of numerical limits for the various air pollutants allowed by the standards.
)

Fuel Type Gasoline
Greenhouse Gas Score ?
This score reflects fuel emissions of carbon dioxide (CO2) and other greenhouse gases.
6
1
6
10

Additional Vehicle Information

Sales - Hours of Operations Hours

210-764-6418
Monday 8:30 am - 9:00 pm
Tuesday 8:30 am - 9:00 pm
Wednesday 8:30 am - 9:00 pm
Thursday 8:30 am - 9:00 pm
Friday 8:30 am - 9:00 pm
Saturday 8:30 am - 8:30 pm
Sunday Closed

Dealership Information

  • Features
  • Specs
  • Warranty

Features

Features

  • Safety
  • Technology
  • Mechanical
  • Exterior
  • Comfort
  • Interior

Safety

Safety

Rearview monitor in dash
Cross traffic alert rear
Driver attention alert system
Autonomous braking
Pre-collision warning system audible warning, visual warning
Lane keeping assist
Child safety door locks
Child seat anchors LATCH system
Energy absorbing steering column
Impact sensor door unlock
Body side reinforcements side impact door beams
Emergency interior trunk release
Camera system rearview
Impact absorbing bumpers
Parking sensors rear
Blind spot safety sensor/alert
Lane deviation sensors
Crumple zones front, rear

Airbags

Airbag deactivation occupant sensing passenger
Side airbags front
Knee airbags driver
Front airbags dual
Side curtain airbags front, rear

Security

Power door locks anti-lockout, auto-locking
2-stage unlocking doors
Anti-theft system alarm with remote

Mirrors

Side mirrors integrated turn signals, heated
Side mirror adjustments power, manual folding

Technology

Mechanical

Exterior

Comfort

Interior

Specs

Warranty

Awards

No Awards

2020 Kia Optima


Starting at $23,190.00

Lease
$199/mo
36 Months / $3,327 Down
0% APR
60
Months

Featured Lease Offer (2020 Kia Optima)
Expires 01/02/2020

Lease a new 2020 Optima LX for $199 a month for 36 Months with $3327 Due at Lease Signing for Qualified Lessees. Closed-end lease based on new 2020 Optima (Model #53222) subject to credit approval, dealer participation, and vehicle availability. Offer shown based on $3,327 due at lease signing including $199 first monthly payment, $2,477.52 capitalized cost reduction, $650 acquisition fee, plus tax, title, license and registration fees, dealer conveyance fee, processing fee or optional service fee and any emission testing charge. No security deposit required. Offer shown total lease payments are $10,292. Actual payments may vary. Purchase option at lease-end for offer shown of residual value of $12,057.50. Lessee is responsible for insurance, maintenance, repairs, $.20 per mile over 12,000 miles/year, excess wear, and a $400 termination fee*. Lease offer applies to Optima (MSRP $24,115, includes freight, and excludes taxes, title, license, additional options and retailer charges). Actual prices set by dealer.Must take delivery from retail stock by 1/2/2020. Dealer contribution may vary and could affect actual lease payment. See dealer for warranty and lease details or go to kia.com. *Termination fee for all states except CO, IN, IA, KS, ME, OK, SC, WI, WV & WY. *WI termination fee: The amount of the base monthly lease payment or $400, whichever is less. *CO, IA, KS, ME, OK, WV & WY termination fee: The amount of two times the base monthly lease payment or $400, whichever is less. *IN & SC termination fee: The amount of three times the base monthly lease payment or $400, whichever is less.

KMF Low APR Program (2020 Kia Optima LX)
Expires 01/02/2020

60 monthly payments of $16.67 for each $1,000 borrowed.

Special Offers

Call us for current offers!

Available Incentives

*On Approved Credit

Details:
$199 a month for 24 month Lease with $3,219 Due at Lease Signing For Qualified Lessees

Closed-end lease based on new 2020 Optima (Model #53222) subject to credit approval, dealer participation, and vehicle availability. Offer shown based on $3,219 due at lease signing including $199 first monthly payment, $2,369.53 capitalized cost reduction, $650 acquisition fee, plus tax, title, license and registration fees, dealer conveyance fee, processing fee or optional service fee and any emission testing charge. No security deposit required. Offer shown total lease payments are $7,796. Actual payments may vary. Purchase option at lease-end for offer shown of residual value of $13,263.25. Lessee is responsible for insurance, maintenance, repairs, $.20 per mile over 12,000 miles/year, excess wear, and a $400 termination fee*. Lease offer applies to Optima (MSRP $24,115, includes freight, and excludes taxes, title, license, additional options and retailer charges). Actual prices set by dealer.Must take delivery from retail stock by 1/2/2020. Dealer contribution may vary and could affect actual lease payment. See dealer for warranty and lease details or go to kia.com.

*Termination fee for all states except CO, IN, IA, KS, ME, OK, SC, WI, WV & WY.

*WI termination fee: The amount of the base monthly lease payment or $400, whichever is less.

*CO, IA, KS, ME, OK, WV & WY termination fee: The amount of two times the base monthly lease payment or $400, whichever is less.

*IN & SC termination fee: The amount of three times the base monthly lease payment or $400, whichever is less.

See Less - Expires: 01-02-2020

*On Approved Credit

Details:
$199 a month for 36 month Lease with $3,327 Due at Lease Signing For Qualified Lessees
See More + Expires: 01-02-2020

2020 Kia Optima *On Approved Credit

Details:
$2,000 Cash Back
See More + Expires: 01-02-2020

* While we check with car manufacturers and other sources to confirm the accuracy and completeness of the data contained in this chart, we make no guarantees or warranties, either expressed or implied, with respect to the data in this report. Although we make every attempt to keep this chart up to date, all incentive information is subject to change without notice.

Testimonials

5 Star Review

Bekah Whiteside
San Antonio
6-20-2018
Full Star Full Star Full Star Full Star Full Star

My husband and I had talked about getting a new car for a while now. We wanted a new car to replace our current car that had definitely seen some better days. We put directions in our GPS and drove to the closest Hyundai dealer, which lead us here. We had the pleasure of meeting Dylan, who went above and beyond to make sure we were taken care of. We had a couple of bumps in the road of our own accidental making, but he was patient with us. We went through multiple options and every time, Dylan made sure we knew all of the ins and outs about each vehicle. Thanks to Dylan, we are the proud owners of a 2018 Hyundai Elantra GT. Thank you so much for making our first time car buying experience a breeze, Dylan!

5 Star Review

Eddie Cruz
San Antonio
6-15-2018
Full Star Full Star Full Star Full Star Full Star

Amazing service no pressure good and friendly service .ask for Dillon he is one awesome salesman he gets the job done.

5 Star Review

Albert Lozano
San Antonio
6-8-2018
Full Star Full Star Full Star Full Star Full Star

Awesome experience there at Kia South. Went in to have my wife's car serviced and I went ahead and tried my luck. I talked to a sells man named Dylan great guy. Thank you Dylan for going above and beyond for me and putting me in that 2018 kia forte. So everyone who is looking for a new ride and great services go see Dylan at Kia South

5 Star Reivew

Brenda Macias
San Antonio
6-1-2018
Full Star Full Star Full Star Full Star Full Star

Great customer service!

4 Star Review

Omari Flowers
San Antonio
5-25-2018
Full Star Full Star Full Star Full Star Full Star

Really good staff. Good deals. They will take care of you.

5 Star Review

Nick Tango
San Antonio
5-25-2018
Full Star Full Star Full Star Full Star Full Star

I bought a used vehicle from them. I was pleased and grateful to work with Carlos A. Thanks again guys.

5 Star Review

Pamla Pierce
San Antonio, TX
4-13-2018
Full Star Full Star Full Star Full Star Full Star

The service department is great!! Mr. Terry Deppe is Amazing and has wonderful customer service skills. Thank you World Car Kia South!!!

5 Star Review

Isiah Sotello
San Antonio, TX
4-6-2018
Full Star Full Star Full Star Full Star Full Star

Josh Ytuarte , our sales person made me and my wife feel like ROCKSTARS!!! Took time to show us all of our options , got us the most for our trade in and made what I thought was gonna be a horrible process the smooth and easy. THANKS TO HIM WE GOT A BRAND NEW KIA OPTIMA TURBO!!! THANK YOU AGIAN SIR!!!!!

5 Star Review

Diego Stacny
San Antonio, TX
4-6-2018
Full Star Full Star Full Star Full Star Full Star

Great experience. No pressure, easy going, and helpful service. Josh Ytuarte showed me the car, we then proceeded with the test drive. Fun and casual conversation the whole time. Then I went back to work the numbers and drove away with my dream car. Thank you, josh. You made my experience a pleasant one.

5 Star Review

Blaine Sandoval
San Antonio, TX
4-6-2018
Full Star Full Star Full Star Full Star Full Star

Just had to leave a review. Joshua Ytuarte is great at what he does. I usually get extremely annoyed with sales people, but I felt confident that he wasn't BS-ing me, and beyond that, that he was genuinely being helpful. Found just the car I was looking for. So excited. If you read this, ask for Joshua!

5 Star Review

Mo's G8
San Antonio, TX
4-6-2018
Full Star Full Star Full Star Full Star Full Star

Showed up to World Car and was greeted by Josh Ytuarte, he was very nice and gave me all the information i need About the vehicle i was Looking at. Definitely will be coming back !

5 Star Review

Yorida Maldonado
San Antonio, TX
4-6-2018
Full Star Full Star Full Star Full Star Full Star

Had a great experience, the sales representative Joshua Ytuarte was nice, professional, easy to talk to about numbers and provided great options. Thanks Joshua!

5 Star Review

Joseph Sprague
San Antonio, TX
4-6-2018
Full Star Full Star Full Star Full Star Full Star

Josh is a great guy! He really helped out with selecting a vehicle that was right for me. Be sure to stop here and speak with him the next time you're looking to buy!

5 Star Review

Kat V
San Antonio, TX
4-6-2018
Full Star Full Star Full Star Full Star Full Star

When I was treated unfairly at another dealership I stopped here on my way home and was met by a very nice salesman named Jose. It was close to closing but Jose took the time to hear my story about my experience before arriving here and sat me down to ask how he could help. We set up an appointment for the following day in which Jose got me into a vehicle I wanted and the payments I needed. The process was very easy and prompt.

5 Star Review

Heidi Slavin
San Antonio, TX
3-9-2018
Full Star Full Star Full Star Full Star Full Star

Terry in the service department is awesome. He was so helpful and even though I know he was extremely busy he took the time to explain things to me and returned all of my calls promptly. I will definitely be back here again. Ask for Terry he truly is there to help you. Thanks Terry!

5 Star Review

Clem Rocha
San Antonio, TX
3-9-2018
Full Star Full Star Full Star Full Star Full Star

I've been dealing with World Car KIA South for about 4 years and they have always been extremely professional and helpful in dealing with customer service. I have bought three vehicles, two new and one used. Very satisfied.

4 Star Review

Lety Reyes
San Antonio, TX
3-2-2018
Full Star Full Star Full Star Full Star Full Star

Good service

5 Star Review

Norma Gomez
San Antonio, TX
2-16-2018
Full Star Full Star Full Star Full Star Full Star

Mike makes our visit so very friendly and pleasant.

5 Star Review

Mike Dannheim
San Antonio, TX
2-9-2018
Full Star Full Star Full Star Full Star Full Star

My experience with Terry, the service advisor, was very easy and informative. Unlike my other experiences with other car dealerships. He made the whole process much less hectic and less difficult which will bring me back to World Car Kia South. Make sure you ask for him your next visit!

5 Star Review

Zita Martin
San Antonio, TX
2-2-2018
Full Star Full Star Full Star Full Star Full Star

They never gave me any problems. Friendly.

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Current Inventory

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Snow White Pearl 2020 Kia Optima LX FWD Automatic 2.4L I4 DGI DOHC24/32 City/Highway MPG

Location: World Car Kia South

Mileage10
TrimLX
Stock #KG402414
VIN5XXGT4L30LG402414
Exterior ColorSnow White Pearl
Interior ColorBlack
DrivetrainFWD
 
MSRP
$24,745
World Car Discount
- $2,045
National Rebate
Manufacturer’s Rebate subject to residency restrictions. Any customer not meeting the residency restrictions will receive a dealer discount in the same amount of the manufacturer’s rebate.
Kia Customer CashExp: 01/02/2020
$2000
Pricing Disclaimer
- $2,000
Sale Price
$20,700
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Ebony Black 2020 Kia Optima LX FWD Automatic 2.4L I4 DGI DOHC24/32 City/Highway MPG

Location: World Car Kia South

Mileage11
TrimLX
Stock #KG400939
VIN5XXGT4L34LG400939
Exterior ColorEbony Black
Interior ColorBlack
DrivetrainFWD
 
MSRP
$24,250
World Car Discount
- $2,000
National Rebate
Manufacturer’s Rebate subject to residency restrictions. Any customer not meeting the residency restrictions will receive a dealer discount in the same amount of the manufacturer’s rebate.
Kia Customer CashExp: 01/02/2020
$2000
Pricing Disclaimer
- $2,000
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Ebony Black 2020 Kia Optima LX FWD Automatic 2.4L I4 DGI DOHC24/32 City/Highway MPG

Location: World Car Kia South

Mileage11
TrimLX
Stock #KG402607
VIN5XXGT4L30LG402607
Exterior ColorEbony Black
Interior ColorBlack
DrivetrainFWD
 
MSRP
$24,250
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- $2,000
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Manufacturer’s Rebate subject to residency restrictions. Any customer not meeting the residency restrictions will receive a dealer discount in the same amount of the manufacturer’s rebate.
Kia Customer CashExp: 01/02/2020
$2000
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- $2,000
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$20,250
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Sangria 2020 Kia Optima LX FWD Automatic 2.4L I4 DGI DOHC24/32 City/Highway MPG

Location: World Car Kia South

Mileage7
TrimLX
Stock #KG419841
VIN5XXGT4L35LG419841
Exterior ColorSangria
Interior ColorBlack
DrivetrainFWD
 
MSRP
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Manufacturer’s Rebate subject to residency restrictions. Any customer not meeting the residency restrictions will receive a dealer discount in the same amount of the manufacturer’s rebate.
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- $2,000
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Disclaimer

*All pricing and details are believed to be accurate, but we do not warrant or guarantee such accuracy. The prices, shown above, may vary from region to region, as will incentives, and are subject to change. Vehicle information is based off standard equipment and may vary from vehicle to vehicle. Call or email for complete vehicle information. All specifications, prices and equipment are subject to change without notice. Prices and payments may not include tax, titles, tags, finance charges, documentation charges, emissions testing changes, or other fees required by law, vehicle sellers or lending organizations. *Manufacturer’s Rebate subject to residency restrictions. Any customer not meeting the residency restrictions will receive a dealer discount in the same amount of the manufacturer’s rebate.

Based on EPA mileage estimates, reflecting new EPA fuel economy methods beginning with 2008 models. Use for comparison purposes only. Do not compare to models before 2008. Your actual mileage will vary depending on how you drive and maintain your vehicle.

While every effort has been made to ensure display of accurate data, the vehicle listings within this web site may not reflect all accurate vehicle items. Accessories and color may vary. All Inventory listed is subject to prior sale. The vehicle photo displayed may be an example only. Vehicle Photos may not match exact vehicle. Please confirm vehicle price with Dealership. See Dealership for details.

1. Warning: Driving while distracted can result in a loss of vehicle control that may lead to an accident, severe personal injury, and death. The driver’s primary responsibility is in the safe and legal operation of a vehicle, and use of any handheld devices, other equipment, or vehicle systems which take the driver’s eyes, attention and focus away from the safe operation of a vehicle or which are not permissible by law should never be used during operation of the vehicle.

2. EPA fuel economy estimates. Actual mileage will vary with options, driving conditions, driving habits, and your vehicle’s condition.